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  <url>
    <loc>http://www.edhovee.com/home</loc>
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    <lastmod>2025-02-11</lastmod>
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  <url>
    <loc>http://www.edhovee.com/edhblog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1699729357462-2GGBBWMIJ0JONWTMC3A9/AI+Factors+for+Job+Gain-Loss.png</image:loc>
      <image:title>EDH Blog</image:title>
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  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2023/10/26/ai-amp-jobs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-11-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1b7d507a-83ad-449d-9975-8133539a8879/Job-Pop+Growth+1870-1930.png</image:loc>
      <image:title>EDH Blog - AI &amp;amp; JOBS - Make it stand out</image:title>
      <image:caption>Sources: U.S. Census Bureau. Comparative Occupation Statistics: 1870-1830 (Part II). As defined by the Census Bureau, total “gainful employment“ includes workers age 10 and above.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/41185c7e-b491-486e-85fa-ed5151ea6b91/Job+Shares+1870-1930.png</image:loc>
      <image:title>EDH Blog - AI &amp;amp; JOBS - Make it stand out</image:title>
      <image:caption>Source: U.S. Census Bureau.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/591c17ab-b022-427d-9dee-634978b9f052/Job-Pop+Growth+1940-2020.png</image:loc>
      <image:title>EDH Blog - AI &amp;amp; JOBS - Make it stand out</image:title>
      <image:caption>Source: U.S. Bureau of Labor Statistics (BLS), Current Employment Statistics (CES) survey. Note: BLS data sets use different definitions for the 1940-2020 period than for the earlier 1870-1930 Census Bureau data set and so are not directly comparable. CES data for the 1940-2020 time frame excludes farm employment. Separate BLS Quarterly Census of Employment and Wages (QCEW) data includes agriculture which as of 2022 now accounts for less than 1% of QCEW employment nationwide.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/2e8ebb72-6613-4b18-b974-2099c15fb389/Job+Shares+1940-2020.png</image:loc>
      <image:title>EDH Blog - AI &amp;amp; JOBS - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/bfaff39d-72ff-4d3d-b126-3094745269f2/AI+Factors+for+Job+Gain-Loss.png</image:loc>
      <image:title>EDH Blog - AI &amp;amp; JOBS - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2023/10/13/chatgpt-amp-the-federal-reserve</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-16</lastmod>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2023/9/13/honey-i-shrunk-the-kids</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/bdffab9c-ae2f-4bef-b752-00c2b68d1185/Trend+%26+Forecast+5-18+Age+Population.png</image:loc>
      <image:title>EDH Blog - HONEY, I SHRUNK THE KIDS - Make it stand out</image:title>
      <image:caption>Source: U.S. Census Bureau and E. D. Hovee. Population forecast by age and immigration scenarios is from the Census document, Projected Population Size and Annual Total Population Change for the United States by Alternative Immigration Scenario: 2017 to 2060 (NP2017-A). U.S. Census Bureau, Population Division, Washington, DC. Release Date October 24,2019. Annual and historical U.S. population by age is also per Census data. Note that the actual data series (shown with black line) overlaps with forecast years for the period 2017-22 (as indicated with the orange, green, blue and purple lines).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2023/8/7/gross-domestic-product-winners-amp-losers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/9ba77acd-5d1d-4fd1-b1dd-8763e0a9655a/US+GDP+Trend+to+2022.png</image:loc>
      <image:title>EDH Blog - GROSS DOMESTIC PRODUCT (GDP) - WINNERS &amp;amp; LOSERS - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/ace6e374-5009-40d1-b1b5-a756614a1710/Per+Capita+GDP+2022.png</image:loc>
      <image:title>EDH Blog - GROSS DOMESTIC PRODUCT (GDP) - WINNERS &amp;amp; LOSERS - Make it stand out</image:title>
      <image:caption>Source: U.S. BEA.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/16849c4e-c2fa-4573-904b-4122688476bd/Per+Capita+GDP+Change+2020-22.png</image:loc>
      <image:title>EDH Blog - GROSS DOMESTIC PRODUCT (GDP) - WINNERS &amp;amp; LOSERS - Make it stand out</image:title>
      <image:caption>Source: U.S. BEA.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/2b15396a-cf93-40b1-a5ad-e59fd4023be5/Productivity+vs+GDP+Change.png</image:loc>
      <image:title>EDH Blog - GROSS DOMESTIC PRODUCT (GDP) - WINNERS &amp;amp; LOSERS - Make it stand out</image:title>
      <image:caption>Sources: U.S. BEA / BLS. State names (as abbreviated) are as noted for a representative portion of the 50-state experience.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2023/6/16/worker-productivity-a-needed-boost</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/aa88b01d-a196-4f5a-9d84-3c1b05e2e1e7/US+productivity+overall+2012-2023.png</image:loc>
      <image:title>EDH Blog - WORKER PRODUCTIVITY - A NEEDED BOOST - Make it stand out</image:title>
      <image:caption>Source: U.S. Bureau of Labor Statistics (BLS). Data is compiled on a quarterly basis. Labor productivity is defined by BLS as the value of U.S. output value per labor hour.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/e128eb3a-d699-44f2-9e9d-db7d21d7d4fc/Productivity+by+Sector.png</image:loc>
      <image:title>EDH Blog - WORKER PRODUCTIVITY - A NEEDED BOOST - Make it stand out</image:title>
      <image:caption>Source: BLS. Output per labor hour is calculated based only on private sector employment.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/ef9bd3ce-5da9-4a65-8b52-2f7732220582/Productivity+by+State+2012-22.png</image:loc>
      <image:title>EDH Blog - WORKER PRODUCTIVITY - A NEEDED BOOST - Make it stand out</image:title>
      <image:caption>Source: BLS.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/fe215773-52b5-463d-add1-e9aa0fb0eb71/Productivity+by+State+2021-22.png</image:loc>
      <image:title>EDH Blog - WORKER PRODUCTIVITY - A NEEDED BOOST - Make it stand out</image:title>
      <image:caption>Source: BLS.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2023/5/4/increasing-wages-for-better-amp-worse</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/214a2104-294a-4790-868c-fe9674443290/Wage+Changes+%28Monthly+Year-Over-Year+%25+Change%29.png</image:loc>
      <image:title>EDH Blog - WAGE GAINS - FOR BETTER &amp;amp; WORSE - Make it stand out</image:title>
      <image:caption>Source is U.S. Bureau of Labor Statistics Current Employment Statistics (BLS/CES). Time series data is from January 2012 - April 2023 with one month’s change calculated relative to the the same month one year earlier. For example, the change figure for January 2013 is calculated as the % change from January 2012 to January 2013. The curvilinear trend is calculated as an exponential function which provides a better albeit imperfect statistical fit (or R-square) than a straight-line linear trend. the BLS/CES data series does not include wage rate data for the governmental sector.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/d41e6106-0fbe-4c8f-b13d-895123c49161/Wage+Change+Annualized+by+Sector.png</image:loc>
      <image:title>EDH Blog - WAGE GAINS - FOR BETTER &amp;amp; WORSE - Make it stand out</image:title>
      <image:caption>Source: BLS/CES Governmental sector wage information is not provided by this BLS dataset, as wage information is limited to private sector non-farm employment.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2023/3/15/post-pandemic-winners-amp-losers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/4bb93aae-e265-4d3f-8b4b-5e4068ea92e0/U.S.+Employment+Graphic+%28for+blog+post%29.png</image:loc>
      <image:title>EDH Blog - POST PANDEMIC - WINNERS &amp;amp; LOSERS - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2023/2/25/us-stocks-post-invasion</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-02-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/cc9b80be-469a-4c9a-8466-6bfe70387c0e/Post+Invasion+Job+Change+%281+Yr%29.png</image:loc>
      <image:title>EDH Blog - U.S. STOCKS - POST INVASION - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2022/12/16/fed-forward</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-01-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/5d25f8bc-cf22-4420-bf10-7a4814c06372/Four+Monthly+Indicators+%281963-Present%29.png</image:loc>
      <image:title>EDH Blog - FED FORWARD - Make it stand out</image:title>
      <image:caption>Source: FRED data of the St. Louis Federal Reserve. Data is through the month of November 2022.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1bea9c55-8735-4812-91ec-333b1168e6b5/Four+Indicators+%28Averages%29.png</image:loc>
      <image:title>EDH Blog - FED FORWARD - Make it stand out</image:title>
      <image:caption>Source: FRED and E. D. Hovee. Data is up through the month of November 2022.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2022/11/8/us-housing-demand-two-decades-ahead</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-12-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/b4e57d80-7433-49ec-a5b7-6b8f835e0806/%234-Household+Fcast+by+Age.png</image:loc>
      <image:title>EDH Blog - U.S. HOUSING DEMAND TWO DECADES AHEAD - Make it stand out</image:title>
      <image:caption>Note: This forecast assumes in-migration to the U.S. represents a 3.4% increase in population each decade. A similar assumption is applied to the 2029-39 projection below.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/10eddf16-fea8-48f0-90a0-bc728fcaaa18/%235+-+Household+Fcast+by+Age+2029-39.png</image:loc>
      <image:title>EDH Blog - U.S. HOUSING DEMAND TWO DECADES AHEAD - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/0238df58-38ce-47ec-ad80-0973edd67b46/%236+-+Change+in+Housholds+by+Tenure+%26+Decade+2019-39.png</image:loc>
      <image:title>EDH Blog - U.S. HOUSING DEMAND TWO DECADES AHEAD - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2022/10/20/how-far-should-the-fed-go</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-12-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/29235f16-3c6b-44a8-a2d1-c4c0908f2862/CPI-FedFunds-URate+Chart.png</image:loc>
      <image:title>EDH Blog - HOW FAST &amp;amp; FAR SHOULD THE FED GO? - Make it stand out</image:title>
      <image:caption>Source: FRED data of the St. Louis Federal Reserve for all graphics of this blog and associated analysis. The above graph encompasses monthly data points with CPI inflation and unemployment rates seasonally adjusted — together with the effective federal funds rate. Inflation cycles are illustrated by portions of the graph with blue background. Each period begins with an uptick in annual CPI (from the prior month) and ends following a subsequent month of peak unemployment.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/2876afa4-8096-4957-a406-0e3260719bbf/Demand+Example+%28%2704-%2707%29.png</image:loc>
      <image:title>EDH Blog - HOW FAST &amp;amp; FAR SHOULD THE FED GO? - Make it stand out</image:title>
      <image:caption>Note: Areas shaded in gray at the left and right edges of the graph indicate rates in the month just before and then just after the period which is the focus of this time period.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/ca27045e-cb67-4713-a7f9-f6bddbe37485/Supply+Example+%28%2772-%2775%29.png</image:loc>
      <image:title>EDH Blog - HOW FAST &amp;amp; FAR SHOULD THE FED GO? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/ad85efd1-fdab-425d-a555-ec31d6bebacf/Current+Example+%28%2720-Present%29.png</image:loc>
      <image:title>EDH Blog - HOW FAST &amp;amp; FAR SHOULD THE FED GO? - Make it stand out</image:title>
      <image:caption>Note: This graph may be updated periodically to represent changing current conditions.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2022/9/17/labor-force-deep-dive-part-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/6c33b702-1237-4a68-a967-d51f28bab38d/LF%25+2021.png</image:loc>
      <image:title>EDH Blog - LABOR FORCE DEEP DIVE (Part 2) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/298c80f3-43c8-44a1-bf4e-0b15fc8b0b58/LF%25+2019-21.png</image:loc>
      <image:title>EDH Blog - LABOR FORCE DEEP DIVE (Part 2) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/df6f9d66-aa8b-43be-84da-92e9f8ff0313/LF%25+by+age+2012-22.png</image:loc>
      <image:title>EDH Blog - LABOR FORCE DEEP DIVE (Part 2) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/a529af37-13d4-48c9-8e27-915a7760baea/%25+Chg+Pop+%26+LF+distributions.png</image:loc>
      <image:title>EDH Blog - LABOR FORCE DEEP DIVE (Part 2) - Make it stand out</image:title>
      <image:caption>Source: U.S. BLS.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2022/9/13/deep-dive-into-labor-force</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/afefb13b-cf0a-432f-bdf4-d32a50327720/Cum+LF-Job+Chg.png</image:loc>
      <image:title>EDH Blog - LABOR FORCE DEEP DIVE (Part 1) - Make it stand out</image:title>
      <image:caption>Source: U.S. Bureau of Labor Statistics (BLS). Monthly employment and labor force data for persons age 16+ is seasonally adjusted.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/ea491060-ff40-4396-8a21-533f6b20464e/LF+Participation+Rates.png</image:loc>
      <image:title>EDH Blog - LABOR FORCE DEEP DIVE (Part 1) - Make it stand out</image:title>
      <image:caption>Source: U.S. Bureau of Labor Statistics (BLS). Participation rates as a % of civilian population age 16+ are seasonally adjusted.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2022/8/12/drilling-down-on-us-manufacturing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/9e2fee9b-318d-45b2-9c5f-cc4297edbcaf/%25Distribution+Mfg+Jobs+Mid2022.png</image:loc>
      <image:title>EDH Blog - DRILLING DOWN ON U.S. MANUFACTURING - Make it stand out</image:title>
      <image:caption>Source: U.S. BLS Current Employment Statistics (CES).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/5d282afb-35b8-41b5-92b0-ef0ae3f9f640/Pandemic+Job+Chg+by+Mfg+Sector.png</image:loc>
      <image:title>EDH Blog - DRILLING DOWN ON U.S. MANUFACTURING - Make it stand out</image:title>
      <image:caption>Source: U.S. BLS Current Employment Statistics (CES).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2022/5/28/manufacturing-amp-total-job-change-thru-the-pandemic</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/dd19bc79-a784-4922-8ec7-9c3ab7e865c3/Map+of+Total+Job+Change.png</image:loc>
      <image:title>EDH Blog - Manufacturing &amp;amp; Total Job Change Thru the Pandemic - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/ee9e7f07-b520-4b07-bd39-1fe8d7851195/Map+of+Mfg+Job+Change.png</image:loc>
      <image:title>EDH Blog - Manufacturing &amp;amp; Total Job Change Thru the Pandemic - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/00ef14ea-da60-4507-b563-03001ac553c0/Mfg%26Total+Job+Chg+X-Y+Plot.png</image:loc>
      <image:title>EDH Blog - Manufacturing &amp;amp; Total Job Change Thru the Pandemic - Make it stand out</image:title>
      <image:caption>As permitted by space available on the above scatter-plot, states associated with particular outcomes are noted, especially for the outliers. Unfortunately, there is not space to separately identify observations that are tightly clustered in close proximity to experience of other states.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2022/4/9/us-stocks-pre-amp-post-ukraine</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-01-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/022fd9f3-cc4e-4ad8-b2a9-c5d3e2f403c8/Stock+Values+-+4+Indices.png</image:loc>
      <image:title>EDH Blog - U.S. Stocks Pre- &amp;amp; Post-Ukraine - Make it stand out</image:title>
      <image:caption>Added Notes: In the year pre-invasion, index values peaked in later December/early January for the Dow and S&amp;P. Peak values were experienced somewhat earlier in November for for the Nasdaq and Russell 2000 indices. Values to date in 2022 bottomed out on March 8 for the Dow and S&amp;P, with the trough experienced a few days later on March 14 for the Nasdaq and Russell 2000. The day before the invasion (February 23) was the 2nd or 3rd lowest value of the year to date depending on the index considered.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/e495aa95-b09a-418a-8371-8057268ba11c/Stock+Values+-+S%26P+Sectors.png</image:loc>
      <image:title>EDH Blog - U.S. Stocks Pre- &amp;amp; Post-Ukraine - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2022/2/24/where-to-get-added-multi-family-housing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/359d8266-71b8-44dc-8bef-da930be89895/Vacant+Comml+in+Spring+TX.png</image:loc>
      <image:title>EDH Blog - WHERE TO GET MORE HOUSING? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2022/1/5/interest-rates-amp-housing-affordability</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/fe4f24aa-f338-4a24-b545-c3739c08496d/Affordability+by+Interest+Rate.png</image:loc>
      <image:title>EDH Blog - Interest Rates &amp;amp; Housing Affordability - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/b4fda4e5-4e68-4e6a-9eca-9d8f9b29f267/Mortgage%26Treasury+Rates.png</image:loc>
      <image:title>EDH Blog - Interest Rates &amp;amp; Housing Affordability - Make it stand out</image:title>
      <image:caption>Note: CPI data is from the U.S. Bureau of Labor Statistic (BLS). The Federal Reserve Bank and U.S. Council of Economic Advisors (CEA) provide 10-year Treasury rates starting in 1953 (30-year Treasury rates are provided starting in 1977). The most recent Economic Report of the President (issued by CEA) provides home mortgage yields starting in 1971, defined as contract interest rate on commitments for 30-year. first-lien prime conventional conforming home purchase mortgage with a loan-to-value of 80 percent. A prior CEA report provides mortgage rates extending back further to 1963. Although the earlier data is not fully comparable to that of more recent reports, a composite of the two data sets is used to cover the longer historical time period as depicted above.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2021/11/29/the-changing-face-of-us-housing-demand</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/2f76ef33-8c93-4762-97e6-64583b6351aa/%231-Age+Distribution+2019.png</image:loc>
      <image:title>EDH Blog - The Changing Face of U.S. Housing Demand - Make it stand out</image:title>
      <image:caption>Note: Source data is from the American Community Survey (ACS) as of 2019, conducted by the U.S. Census Bureaau.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/91d1989f-17d4-4b9d-a9b7-8241b9144364/%232-Householders+2019-29.png</image:loc>
      <image:title>EDH Blog - The Changing Face of U.S. Housing Demand - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/8a70acec-fcd6-4aab-897b-786b09afa8c1/%233-Owners+%26+Renters.png</image:loc>
      <image:title>EDH Blog - The Changing Face of U.S. Housing Demand - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/132062f8-b523-4c25-837d-8c95cc35a240/%234-Household+Fcast+by+Age.png</image:loc>
      <image:title>EDH Blog - The Changing Face of U.S. Housing Demand - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2020/8/15/californias-central-valley-economic-vitality-update</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-01-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1597680369708-YLF7SN6BQTR0TYZ1BQFM/Map+CA+Cities+%26+Counties.png</image:loc>
      <image:title>EDH Blog - California's Central Valley: Economic Vitality Update</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2020/7/28/a-link-between-coronavirus-cases-amp-mortality</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1604892115384-C2RGYHCGMNYA5U65FB4R/1-Cases%26Deaths.png</image:loc>
      <image:title>EDH Blog - A LINK BETWEEN CORONAVIRUS CASES &amp;amp; MORTALITY?</image:title>
      <image:caption>Data are compiled by E. D. Hovee weekly from the NY Times database on Sundays - about 2-3 pm ET. Data for the first week of March 29 is cumulative to that date. Data for other weeks covers the prior week through at least Saturday. The data for May 2 is bumped up by the inclusion of ‘probable’ as well as confirmed COVID deaths by the NY Times retroactively covering all prior weeks. A similar adjustment is made for New Jersey for the week ending June 27. Cumulative (multi-week) U.S. totals for the period through November 7 now involve more than 10 million identified cases and nearly 238,000 COVID-related deaths.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1604892138661-SNCHNR8IQL049IT8TKNR/2-Weekly+Deaths+as+%25+of+Cases.png</image:loc>
      <image:title>EDH Blog - A LINK BETWEEN CORONAVIRUS CASES &amp;amp; MORTALITY?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1604892164168-O5RVSJNGRV7PA9GW0UTE/3-%25+Weekly+Change+in+Cases+%26+Deaths.png</image:loc>
      <image:title>EDH Blog - A LINK BETWEEN CORONAVIRUS CASES &amp;amp; MORTALITY?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1604892183388-RJKBJ5T6NBKZGL5HQRXI/4-%25+Weekly+Change+w+Deaths+Lagged+by+One+Week.png</image:loc>
      <image:title>EDH Blog - A LINK BETWEEN CORONAVIRUS CASES &amp;amp; MORTALITY?</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2020/5/16/universal-basic-income-is-now-the-time</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-05-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1589848799766-4L6X5VWG9MPM22FBTR09/UBI+Illustrative+Graphic.png</image:loc>
      <image:title>EDH Blog - UNIVERSAL BASIC INCOME - IS NOW THE TIME?</image:title>
      <image:caption>This graphic illustrates how a simplified UBI program might work. The blue line depicts the base threshold UBI payment amount (which might vary based on readily measurable factors such as size of household). With this illustration, recipients do not pay any federal income tax on the UBI amount (i.e., the 100% figure). Two tax options are indicated for incomes above the blue line — a flat rate (orange line) as a fixed % of income above the UBI, and a graduated tax (green line) with higher tax rates at higher income levels. The more graduated (or progressive) the tax system is, the further will be the distance between the green and orange lines. With this hypothetical example, the graduated rate would result in more after tax income for households at up to about 440% of the UBI amount. Households with more than 440% of UBI would pay a higher rate than with the flat tax, somewhat reducing their after tax income amount. UBI threshold payments and tax rates represent important adjustment tools within the mechanics kit, controversy over which could easily derail any proposal.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2020/5/3/may-2-state-by-state-job-loss-amp-mortality-review-pddz5</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1589577674508-R2HCDNZWF4XGVB911F0X/U.S.+Weekly+undmployment+5-9-20.png</image:loc>
      <image:title>EDH Blog - MAY 9 STATE-BY-STATE JOB LOSS &amp;amp; MORTALITY REVIEW</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1589578621880-2FMZ6XWSGJW57U6BIQWJ/State-by-State+Jobless+Claims+5-9-20.png</image:loc>
      <image:title>EDH Blog - MAY 9 STATE-BY-STATE JOB LOSS &amp;amp; MORTALITY REVIEW</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1589223768628-FXXAX7GYIW4YE31TLAPW/Covid+Deaths+as+of+May+9.png</image:loc>
      <image:title>EDH Blog - MAY 9 STATE-BY-STATE JOB LOSS &amp;amp; MORTALITY REVIEW</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1589225542947-0NIYU2FOL4QFV6W9TUQD/Below+Average+Covid+Deaths+as+of+May+9.png</image:loc>
      <image:title>EDH Blog - MAY 9 STATE-BY-STATE JOB LOSS &amp;amp; MORTALITY REVIEW</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2020/5/6/more-deaths-from-unemployment-than-covid</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1597948610506-N25O9XNTXBGKYZHGILVY/A-Mortality+%26+Urate+Trend.png</image:loc>
      <image:title>EDH Blog - MORE DEATHS FROM UNEMPLOYMENT THAN COVID?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1597948651328-PF61ISG0WNOVAIICD7QV/B-Change+in+Mortality+vs+Urate.png</image:loc>
      <image:title>EDH Blog - MORE DEATHS FROM UNEMPLOYMENT THAN COVID?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1597948677574-U7YI4HIP9ZWU4ALO1P3S/C-3+Yr+Moving+Averages.png</image:loc>
      <image:title>EDH Blog - MORE DEATHS FROM UNEMPLOYMENT THAN COVID?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1597948731801-V1P2FOP9SXA94VPBIU1K/D-2+Yr+Lag+with+3+Yr+Moving+Averages.png</image:loc>
      <image:title>EDH Blog - MORE DEATHS FROM UNEMPLOYMENT THAN COVID?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1597948777625-3I1GKLJUW0L9RVFJPI5U/E+-+War+%26+Pandemic+Overlay.png</image:loc>
      <image:title>EDH Blog - MORE DEATHS FROM UNEMPLOYMENT THAN COVID?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1589057524716-NGBJ6LDBOUNQ6V4W8DE8/F-Actual+vs+Predicted+Mortality+Rates.png</image:loc>
      <image:title>EDH Blog - MORE DEATHS FROM UNEMPLOYMENT THAN COVID?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1589058423248-JVZB9ZW5SI0IR6NOFJJG/F-Actual+vs+Predicted+Mortality+Rates.png</image:loc>
      <image:title>EDH Blog - MORE DEATHS FROM UNEMPLOYMENT THAN COVID?</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2020/4/15/what-price-coronavirus</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-05-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1587573810828-W1BBY9KB6QULEJZD72V9/Comparative+Mortality+Data+4-21-2-.png</image:loc>
      <image:title>EDH Blog - WHAT PRICE CORONAVIRUS?</image:title>
      <image:caption>New York Times figures do not include more than 4,800 people in New York City who died and are believed to have had the coronavirus. As reported by the Times, many of those patients died without being tested, a consequence of a strained medical system and a persistent lack of testing capacity.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2020/4/10/the-changing-link-between-covid-19-amp-joblessness</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-05-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1586558620125-6X8MBFB3OH91JND2GWY5/Deaths+vs+Layoffs+4-4-20.png</image:loc>
      <image:title>EDH Blog - THE CHANGING LINK BETWEEN COVID-19 &amp;amp; JOBLESSNESS</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1586574926600-8LAC8VF1C4N8CVW9XYOU/Change+in+Deaths+vs+Layoffs+3-28+-+4-4-20%29.png</image:loc>
      <image:title>EDH Blog - THE CHANGING LINK BETWEEN COVID-19 &amp;amp; JOBLESSNESS</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2020/4/3/a-link-between-covid19-amp-joblessness</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-05-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1585954287907-1I7POJYBPHV01WE9X37C/COVID+vs+Job+Layoffs.png</image:loc>
      <image:title>EDH Blog - ANY LINK BETWEEN COVID19 &amp;amp; JOBLESSNESS?</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2020/4/2/looking-at-updated-jobless-data-state-by-state</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-05-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1585862837376-YHIXSQT4WK6Y8VBW4EHK/U.S.+Weekly+Claims+%283-28-20%29.png</image:loc>
      <image:title>EDH Blog - THE JOBLESS TRAJECTORY: STATE-BY-STATE</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1585869153464-63J3BB2ERKE7KXFIRZB2/Unemployment+Claims+by+State.png</image:loc>
      <image:title>EDH Blog - THE JOBLESS TRAJECTORY: STATE-BY-STATE</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2020/3/23/coronavirus-comparing-the-death-toll</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-05-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1584996530330-ML88TSJVTPL66TX3QMK0/Age-Specific+Mortality+%282018+Table%29.png</image:loc>
      <image:title>EDH Blog - CORONAVIRUS: COMPUTING THE DEATH TOLL</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1585000997696-RN8T1NFAA1AF9ATWRTCM/CDC+Case-Fatality+Rates+for+COVID-19.png</image:loc>
      <image:title>EDH Blog - CORONAVIRUS: COMPUTING THE DEATH TOLL</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1585003100912-CF9KHMAWKH0OXFL28VYR/EDH+Mortality+by+Age+%26+CDC+Scenario.png</image:loc>
      <image:title>EDH Blog - CORONAVIRUS: COMPUTING THE DEATH TOLL</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1585004187055-S4XOWMA444LRVNNURA0B/Graph+-+Deaths+by+Age+%26+Coronavirus+Scenarios.png</image:loc>
      <image:title>EDH Blog - CORONAVIRUS: COMPUTING THE DEATH TOLL</image:title>
    </image:image>
  </url>
  <url>
    <loc>http://www.edhovee.com/edhblog/2019/4/9/independent-feasibility-review-a-value-proposition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-05-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1554862061446-2EQO1PGAU1BVOR0F7XI1/Pearl+-+First+Res+Rehab.jpg</image:loc>
      <image:title>EDH Blog - INDEPENDENT FEASIBILITY REVIEW: A VALUE PROPOSITION</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5674414c9cadb6ac8da46f0b/1554862092781-3VJ0Z4JCDC041J3V357S/EDH+036_edit.jpg</image:loc>
      <image:title>EDH Blog - INDEPENDENT FEASIBILITY REVIEW: A VALUE PROPOSITION</image:title>
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      <image:caption>Based on review of potential data metrics (initially compiled as of 2017), five overall observations were of note: 1) Cities that have prospered economically have done so by extending from and diversifying beyond their initial agricultural strengths — albeit in varied ways. 2) Where available, economically successful communities have taken advantage of their proximity to larger urban centers and/or regional transportation networks. 3) Effective, adaptive local governance, infrastructure and cultural amenities should be considered as elements integral to community and economic vitality. 4) Improving adult educational attainment in these traditionally ag-based communities represents a continuing challenge, particularly for the local Hispanic population. 5) Similarly, narrowing the income gap between the Anglo and Latino population comes across as a factor relevant to continued economic momentum and prosperity. This case study illustrates the level of detailed data and analysis that E. D. Hovee is able to bring to the table on behalf of its clients. A blog post of this analysis with added detail is provided at: https://www.edhovee.com/edhblog/2018/7/25/californias-central-valley-guideposts-to-success</image:caption>
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      <image:caption>Whether with wind farms or other economic impact evaluations, we offer added services that be important for your project application, including: (a) net present value (NPV) assessment as for projects with significant phasing features; (b) capacity to address the cost as well as the benefit side of the impact equation; and (c) characterization plus evaluation of the less readily quantifiable or non-market impacts that also may be of significance to your community.</image:caption>
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      <image:caption>On behalf of the Washington State Department of Commerce, in May 2018 EDH completed an independent review of the build-out and operating feasibility of a $1.7 billion planned expansion of the Washington State Convention Center - located in downtown Seattle. Described as "one of the largest capital projects in downtown Seattle's history," construction began as of Summer 2018. In January 2021, the firm completed an updated review of interim financing proposed to enable completion of the now named Summit Addition — addressing lodging tax revenue shortfalls in the wake of COVID pandemic and economic downturn. Now planned for completion in 2022, the nearly 1.5 million square feet facility will add 429,000 square feet of event space - more than doubling the event capacity of the existing convention facility situated one-half block away. Separately, in 2018 EDH completed an independent feasibility review of a new 25-year lease by the Seattle Mariners major league baseball team for the publicly owned Safeco Field, renamed T-Mobile Park as of December 2018. EDH has also completed independent reviews for event facilities of the Spokane Public Facilities District - including expansion of the Spokane Convention Center, renovation of the INB Performing Arts Center, new construction of a Spokane indoor Sportsplex (Podium) project opening in the fall of 2021, and planned development of a multi-use stadium in cooperation with the Spokane school district. In 2019, the firm conducted an independent review of planned expansion of the Yakima Convention Center, and a review of improvements to an existing performing arts center in Mount Vernon, Washington was completed in the spring of 2020. And a multi-use stadium review completed in 2022. To view the Seattle, Spokane and/or Yakima independent financial feasibility reports, click on the following web site link for the Washington State Department of Commerce: PFD Feasibility Reviews</image:caption>
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      <image:caption>In 2006, Yahoo! built what was then a state-of the art data center in the small eastern Washington community of Quincy. There are now 12 companies operating 14 data centers in Quincy - due to some of the nation’s least expensive power costs, abundant sites, and redundant fiber optic connections.</image:caption>
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      <image:caption>With nearly 21,400 employees as of 2021, Intel is the largest employer in Hillsboro, Oregon and anchor for the #1 semiconductor industry cluster in the U.S. Federal adoption of the CHIPS and Science Act of 2022 provides more than $52 billion in funding for American semiconductor research, development, manufacturing and workforce development. This is in recognition of the reality that only 12% of chips globally are currently manufactured domestically, down from 37% in the 1990s. The State of Oregon has responded by forming the Oregon Semiconductor Competitiveness Task Force, focused on the opportunity for a world class innovation center organized around priorities for supportive industrial land, incentives, university-industry partnerships, talent and workforce, and environmental regulations.</image:caption>
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      <image:title>Portfolio - Make it stand out</image:title>
      <image:caption>Instrumental in its development as a public-private partnership, Uptown Village in Vancouver WA for years served as the home and work setting for E. D. Hovee &amp; Company, LLC.</image:caption>
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      <image:caption>EDH has conducted market and feasibility studies for signature Pacific Northwest hospitality venues‎. We were privileged to articulate a new eco-tourism and conference concept and then write the development proposal for Skamania Lodge (pictured above) as a public-private initiative on the Washington state side of the Columbia River Gorge National Scenic Area - on behalf of the firm that also developed Sunriver and Salishan in Oregon.</image:caption>
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      <image:caption>Like West Des Moines, Iowa (pictured), most every downtown has its Main Street. A little quirky, eclectic, even organic. The aftermath of COVID-19 may be accompanied by mixed opportunities for America’s Main Streets. Independent urban retail could be adversely affected as large format (e.g. big box) retailers continue to increase their market share as has occurred during the pandemic. Small scale retail will have perhaps better opportunities to rebound in communities more removed from large format competition.</image:caption>
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      <image:caption>As initially conceived, a 125-acre South Waterfront district — situated just south of downtown Portland OR — was planned as one of the largest urban development initiatives in the U.S. As of the late 1990s, plans called for development of an estimated 3,700 high-rise market rate and affordable housing units together with office and institutional space for up to 9,000 jobs at build-out, and supporting retail. As developed, the district has become an anchor presence for new facilities of the Oregon Health &amp; Science University (OHSU), Portland’s largest employer. E. D. Hovee has provided market and feasibility consulting over a number of years — including evaluation of market demand for residential and office space, financial pro forma evaluations for alternative development prototypes, assessment districts in support of Portland Streetcar line extension and an aerial tram to the existing OHSU campus, and public return on investment analysis. E. D. Hovee has prepared market feasibility assessments for a wide range of urban development projects in recent years in including: - High rise mixed used development - Single &amp; multi-family projects (both market rate &amp; affordable - Commercial retail &amp; office space - Lodging &amp; hospitality venues - Industrial site development - Cultural &amp; public facilities (arts &amp; interpretive centers, convention &amp; exhibition facilities, major/minor league &amp; specialty sports facilities) While the focus of this work has been in the urban Pacific Northwest metro markets of Seattle, Portland and Spokane, the firm has also been involved transit-oriented development assignments in Boise, Reno, Anaheim, Santa Ana, Oklahoma City and San Antonio.</image:caption>
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      <image:caption>In 2004, EDH conducted an initial feasibility for for an ambitious work force housing project, a proposed 100-unit Headwaters Apartments in SW Portland, featuring green building elements including a daylighted creek on-site — as a Portland City Lights project for workforce housing. In 2012-13, the firm provided an updated assessment of options to address issues of inadequate debt service coverage. Providing housing across the full spectrum has also been a personal passion for the firm’s principal. For 18 years, Eric Hovee served as commissioner (and chair) of the Vancouver Housing Authority. He currently serves as chair of the affiliated Vancouver Affordable Housing Nonprofit.</image:caption>
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      <image:caption>Forget Manhattan! Portland's Pearl District (pictured above) has re-defined the American urban neighborhood of the 21st century — at varied scales of density. Where places to work, live, shop, dine and recreate co-habitate together.</image:caption>
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      <image:caption>Extending back to the 1980s, Principal Eric Hovee has worked with the National Trust for Historic Preservation and its National Main Street Center together with affliliated states across the eastern, mid-western and western U.S. (as with the reuse of Walla Walla’s historic Marcus Whitman Hotel to the glory days of its youth).</image:caption>
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      <image:caption>The graph above illustrates our analysis of alternative uses and the land valuation associated with market rate redevelopment of typical contaminated sites for different land uses in Portland OR. The blue end of the ranges indicates positive financial feasibility, the red end is indicative of the magnitude by which redevelopment of properties likely will be financially "underwater" unless outside funding support can also be secured.</image:caption>
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      <image:caption>EDH developed a retail market strategy for the tech haven of Kirkland WA (pictured above). We've done the same for Portland OR's Pearl and NW 23rd Street districts, coastal Santa Cruz and inland Paso Robles (CA), and for the ag-hub of Pasco WA. EDH has been at the business of defining and evaluating ever-changing retail market potentials since the mid-1980s. For downtown, neighborhood, multi-tenant centers, and mixed use shopping. Our firm has worked for retail center and in-line developers, for grocery anchored centers (Safeway, Kroger, Walmart, Winco), and for national organizations ranging from the National Main Street Center to a local affiliate of the International Council of Shopping Centers. I am committed to the notion that healthy competition raises the bar for everyone, as long as there is a reasonably level playing field.</image:caption>
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      <image:caption>What's this? Yes, it's a minivan sitting on a box. For the non-profit Oregon Forest Resources Institute, EDH looked to U.S. forestry and forest products extending beyond debates of environment vs. economy — addressing topics of forest growth and mortality, forest tourism and emerging opportunities for wood products.Whether with nano-technology or new interest in architectural wood and possible high-rise wood cross-laminated frame structures, wood again emerges as the go-to sustainable materials resource. Whether conducted for a specific industry such as forestry and forest products or for a community, a state or multi-state region, certain fundamentals prove themselves as integral to project success — both in the evaluation and the subsequent implementation. Foundational stepping stones include: - An up-front clear understanding of project objectives. - Deep-dive analysis from both quantitative data sources and qualitative on-the-ground stakeholder perspectives - Assessment of competitive strengths, weaknesses, opportunities and threats (SWOT). - Identification of strategic vision and desired outcomes — together with an action plan with implementation responsibilities both short- and long-term. - Matching implementation requirements with resource availability — including planning, technical assistance, and direct project funding. - A process for regular monitoring vis-a-vis benchmarked objectives — as a means to assess and make mid-course corrections.</image:caption>
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      <image:caption>At the end of the day, sustainability is measured not just by monetary NPV but by the quality of the place and the ability to engender human satisfaction — not just for today but for generations to come.</image:caption>
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      <image:caption>Even with economic development, an important part of the business lies with the interaction with our clients and their constituencies. Whether in on-site or virtual meetings, our work is only as good as the give-and-take that comes along. And all of this is … for results, not ours but yours! Links to sample project reports are by clicking below on any of the project links as follows: Washington State Convention Center Independent Feasibility Review Downtown Pasco Work Plan Camas-Washougal Economic Development Strategic Planning Port Townsend Howard Street Work District Economic Feasibility Umatilla Highway 305 North Economic Development Planning McMinnville Economic Opportunities Analysis Spokane INB Performing Arts Center Feasibility Review Portland Airport Futures</image:caption>
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